Regular Savings
This is our basic savings account. |
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Minimum monthly balance of $100 |
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If Balance falls below $100, a charge of $5.00 will occur |
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One free withdrawal per month |
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After the first withdrawal, a charge of $3.00 will occur for every withdrawal after |
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A $50.00 hold on savings accounts for 120 days |
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Minor Savings
This account is for our younger savers. It’s a great way to start a savings account for children. |
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Available to children under the age of 18 |
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Minimum opening balance of $50.00 |
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One free withdrawal per month |
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After the first withdrawal a charge of $3.00 will occur for every withdrawal after |
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A $50.00 hold on savings accounts for 120 days |
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Christmas Club
Christmas can put a strain on your budget, but with a Christmas savings you can be prepared for those extra expenses. You can put aside a little money all year long, and receive a check at the beginning of November. |
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Withdrawals prior to check disbursement will include a $10.00 fee |
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Early closures will include a $10.00 closure fee |
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Retirement Accounts
Don’t let retirement find you unprepared. Start an IRA account today and let your savings grow until retirement. |
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We provide Individual Retirement Accounts |
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$500.00 minimum deposit to open |
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Deposits can be made by a schedule that fits your needs |
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Interest rate adjusted annually on anniversary date |
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Certificates
of Deposit
Please check out our competitive rates!
All Rates Subject to Change Daily. Current Rates as of December 16, 2008. |
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| Term |
Minimum to open |
Rate |
APY |
| 01 - 31 Days |
$2,500 |
0.19% |
0.19% |
| 32 - 89 Days |
$2,500 |
0.24% |
0.24% |
| 90 Days |
$2,500 |
1.01% |
1.01% |
| 182 Days |
$1,000 |
2.01% |
2.02% |
| 9 Months |
$1,000 |
2.01% |
2.02% |
| 1 Year |
$500 |
2.08% |
2.08% |
| 2 Years |
$500 |
2.27% |
2.27% |
| 3 Years |
$500 |
2.43% |
2.43% |
| 4 Years |
$500 |
3.09% |
3.09% |
| 5 Years |
$500 |
3.11% |
3.11% |
** Fees and penalties
may reduce earnings. Penalties may be applied
for early withdrawal.
** ALL RATES SUBJECT TO CHANGE DAILY
** APY means Annual Percentage Yield. |
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Riser Rate Certificates of Deposit
Allows customer to change to rate one time before maturity. Incumbent on the customer to advise us of the rate change request. |
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| Term |
Minimum to open |
Rate |
APY |
| 2 Years |
$500 |
2.08% |
2.08% |
| 3 Years |
$500 |
2.29% |
2.29% |
| 4 Years |
$500 |
2.91% |
2.91% |
| 5 Years |
$500 |
2.93% |
2.93% |
** Fees and penalties may reduce earnings. Penalties may be applied for early withdrawal.
** IF AN APY IS NEEDED FOR DAYS OTHER THAN THOSE PRINTED ON THIS SHEET, A CALCULATION
ON THE TRUTH IN SAVINGS SYSTEM IS NECESSARY.
** APY means Annual Percentage Yield.
** Allowed to change the rate one time before maturity. Incumbent on the customer to advise us of the
rate change request.
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