Free Kasasa Cash

Free Kasasa Cash

Free checking is great, but why stop there? Free Kasasa Cash Checking raises the bar by rewarding you beyond allowing you to hold on to what's already yours.

Make even more money on your money in the form of really high interest rates. Plus, this innovative account pays you back for unwanted ATM fees you rack up not just in and around Cajun Country, but nationwide! So let's recap: no monthly service fee, really high interest, and ATM fee refunds nationwide…talk about a win, win, win.

View Our Rates

Calculate Your Rewards

  • 4.01% APY* on balances up to $15,000
  • 0.31% APY on portion of balance over $15,000*
  • 0.08% APY* if qualifications aren't met
  • ATM fee refunds nationwide (up to $20 monthly)*
  • Can link to high-interest Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free Visa® check card
  • Unlimited check writing
  • $100 minimum deposit to open

Earning Rewards Is Easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 check card purchases post and settle
  • Be enrolled and receive eStatement
  • Be enrolled and log into online banking
  • Have at least 1 ACH debit or credit post and settle

Qualifying for rewards is that easy! Even if you don't qualify one month, you still have a free account — plus you can get right back to earning your rewards the following month.

  • Have at least 15 debit card POS purchases post and settle
  • Be enrolled in and receive eStatement
  • Have at least 1 automatic debit (ACH) or credit post and settle
  • Be enrolled and log into online banking

**Enrollment for online banking and electronic statements (eStatements) may be completed at

*APY=Annual Percentage Yield. APYs accurate as of 02/22/2019. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 4.01%; and (3) depending on the balance, balances over $15,000 receive APY ranging from 4.01% - 0.31% on portion of balance over $15,000. If qualifications are not met on Kasasa Cash all balances earn 0.08% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.