Making every shopping trip more fun with cash back on your debit card purchases.

Key Features

  • Cash Back on Debit Card Purchases
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fee
  • Free Digital Banking

Do you currently have an account with Peoples Bank & Trust Company?

  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking, including:
    • Online banking
    • Mobile banking
    • eStatements
  • Free Visa® debit card
  • Additional services available
  • $100 minimum deposit to open

It’s so easy to earn cash back!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

See? We told you it was easy. And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

Do you currently have an account with Peoples Bank & Trust Company?

*Minimum to open is $100. When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

**Enrollment for online banking and electronic statements (eStatements) may be completed at thefriendlybank.com.