Having you as a customer is an absolute joy — and that’s why we pay you to bank here with Kasasa®.

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Key Features

  • Really High Interest
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fee
  • Free Digital Banking

Do you currently have an account with Peoples Bank & Trust Company?

  • Free checking that pays high interest
  • 3.00% APY* on balances up to $15,000
  • 0.19% APY on balances over $15,000 depending on balance in account*
  • 0.08% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking, including:
    • Online banking
    • Mobile banking
    • eStatements
  • Free Visa® debit card
  • Additional services available
  • $100 minimum deposit to open

It’s so easy to earn your rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

See? No problem! And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Do you currently have an account with Peoples Bank & Trust Company?

*APY=Annual Percentage Yield. APYs accurate as of 03/20/2020. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.00%; and (3) depending on the balance, balances over $15,000 receive APY ranging from 3.00% - 0.19% on portion of balance over $15,000. If qualifications are not met on Kasasa Cash all balances earn 0.08% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

**Enrollment for online banking and electronic statements (eStatements) may be completed at thefriendlybank.com.