Rates

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

• Have at least 15 check card purchases post and settle
• Be enrolled and receive eStatement
• Be enrolled and log into online banking
• Have at least 1 ACH debit or credit post and settle

Qualifying for rewards is that easy! Even if you don't qualify one month, you still have a free account -- plus you can get right back to earning your rewards the following month.

*APY=Annual Percentage Yield. APYs accurate as of 05/20/2022. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.25%; and (3) depending on the balance, balances over $15,000 receive APY ranging from 2.25% - 0.13% on portion of balance over $15,000. If qualifications are not met on Kasasa Cash all balances earn 0.08% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® or Kasasa Cash Back® account each monthly qualification cycle:

• Have at least 15 check card purchases post and settle
• Be enrolled and receive eStatement
• Be enrolled and log into online banking
• Have at least 1 ACH debit or credit post and settle

Qualifying for rewards is that easy! Even if you don't qualify one month, you still have a free account — plus you can get right back to earning your rewards the following month.

Kasasa Saver for Kasasa Cash

*APY=Annual Percentage Yield. APYs accurate as of 05/20/2022. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.25%; and (3) depending on the balance, balances over $15,000 receive APY ranging from 2.25% - 0.13% on portion of balance over $15,000. If qualifications are not met on Kasasa Cash all balances earn 0.08% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive APY of 0.19%; and (2) depending on the balance, balances over $15,000 in Kasasa Saver receive APY ranging from 0.19% - 0.13% on portion of balance over $15,000. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.03% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Enrollment for online banking and electronic statements (eStatements) may be completed at www.thefriendlybank.com.

Kasasa Saver for Kasasa Cash Back

*APY=Annual Percentage Yield. APYs accurate as of 09/17/2021. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $10 for Kasasa Saver. For Kasasa Cash Back, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 and (2) you will receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 0.19%; and (2) depending on the balance, balances over $15,000 in Kasasa Saver receive APY ranging from 0.19% - 0.13% on the portion of the balance over $15,000. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.03% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Enrollment for online banking and electronic statements (eStatements) may be completed at www.thefriendlybank.com.

All rates subject to change daily. Fees and penalties may reduce earnings. Penalties may be applied for early withdrawal. 

All rates subject to change daily. Fees and penalties may reduce earnings. Penalties may be applied for early withdrawal.

All rates subject to change daily. Allows customer to change to rate one time before maturity. Incumbent on the customer to advise us of the rate change request. Fees and penalties may reduce earnings. Penalties may be applied for early withdrawal.

All rates subject to change daily. Additional deposits can be made by a schedule that fits your needs. Interest rate adjusted annually on anniversary date. IRA outgoing transfer fee — $25.00 per transfer. Fees and penalties may reduce earnings. Penalties may be applied for early withdrawal.